A complete guide to the Fin AI Agent in the Messenger

Stevia Putri
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Stevia Putri

Katelin Teen
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Katelin Teen

Last edited October 13, 2025

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AI agents are popping up everywhere in customer service, and if you're an Intercom user, you've almost certainly heard about Fin. It’s one of the bigger names out there, and you're probably wondering if it's time to add it to your support toolkit.

But what does it really do, and is it the right move for your team?

This guide offers an honest, in-depth look at the Fin AI Agent in the Messenger. We'll cover its main features, how you can customize it, what the setup process looks like, and, most importantly, we'll get into the details of its pricing model and its built-in limitations. By the end, you should have a much clearer picture of whether Fin is the perfect tool for you, or if a more flexible solution might be a better fit in the long run.

What is the Fin AI Agent in the Messenger?

At its core, the Fin AI Agent is Intercom’s own AI chatbot that lives inside their chat widget, the "Messenger." Think of it as your first line of defense, an automated support agent designed to handle customer chats right where they start.

Its main job is to figure out what a customer needs, dig up an answer from your knowledge base, and provide a clear, helpful response. If it can't find an answer or the customer asks to speak to a person, it’s built to smoothly hand the conversation over to one of your human agents.

Because it’s made by Intercom, it's tied tightly into their entire platform. It works with their helpdesk, uses their automation tools (which they call Workflows), and sends data to their analytics dashboards. The whole idea is for it to feel less like a clunky bot and more like a helpful teammate that can clear a good chunk of common questions off your team's plate.

A screenshot of the Intercom Fin AI Agent in the Messenger, answering a customer query.
A screenshot of the Intercom Fin AI Agent in the Messenger, answering a customer query.

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Key features and customization

You get a decent amount of control over how Fin looks and behaves, which is great for making sure the experience feels like it’s coming from your brand, not some generic robot.

Customizing appearance and persona

First impressions count. Fin lets you control the vibe of the interaction from the get-go. You can choose to either "Set AI Agent expectations" or "Match teammate expectations." This basically changes the avatar, the main button (think "Ask a question" for the AI versus "Contact support" for a person), and the welcome message.

You can also give the agent its own name and avatar to match your brand. One neat little option is the ability to show or hide the "AI Agent" label, which gives you control over how upfront you want to be about the bot. Beyond that, you can style the whole Messenger with your brand colors, logo, and even tweak where the launcher icon sits on the page.

Training the AI on your knowledge sources

An AI agent is only as good as the information it has access to. Fin primarily learns from your Intercom Help Center articles, public web pages you point it to, and any documents you upload.

You can also give it "Guidance" to nudge its tone of voice and make sure it sticks to company rules, like how to deal with refund requests.

This is where you might run into your first hurdle, though. Fin's approach works great if all your important info is already in Intercom or on public websites. But what if your most critical, up-to-the-minute knowledge is squirreled away in internal tools like Confluence or shared Google Docs? Fin can't easily reach those places, which can create knowledge gaps. A tool like eesel AI is actually built to fix this exact problem by connecting all of your scattered knowledge sources, public and private, in one go.

Automating tasks and deploying across channels

Fin can do more than just answer questions. You can assign it "Tasks" to handle simple, multi-step processes, like looking up an order and canceling it. This usually involves connecting it to your other business software.

It's also set up to work across different channels. You can use the same AI agent on your website, in your mobile app, and over email, Slack, WhatsApp, and other social media platforms. This gives customers a consistent experience, but it does mean you have to set up and manage each of those channels from inside Intercom.

Setting up and deploying the Fin AI Agent in the Messenger

Getting Fin live isn’t as simple as flipping a switch. It takes a bit of work to train it, test it, and roll it out using Intercom's powerful (and sometimes complicated) automation tools.

The setup process: From training to testing

Getting Fin ready usually follows a "Train, Test, Deploy, Analyze" cycle. You kick things off by connecting your content and giving it guidance. Then, you move on to testing.

Intercom gives you a testing area where you can ask it questions and see what kind of answers it comes up with. This is a super important step to check its understanding before you unleash it on actual customers. You’ll definitely want to do a lot of this internally before you even think about a soft launch.

The testing environment for the Fin AI Agent in the Messenger, where you can simulate conversations.
The testing environment for the Fin AI Agent in the Messenger, where you can simulate conversations.

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While Intercom's testing is useful, it's all based on simulations. For a more realistic preview, some platforms offer a more powerful simulation mode. For example, eesel AI lets you test the AI on thousands of your actual past support tickets. This gives you a really accurate prediction of its resolution rate and helps you spot knowledge gaps before any customers do.

Simple vs. advanced deployment using workflows

Intercom gives you two main ways to launch Fin:

  • Simple Deploy: This is the fast track. You set some basic rules for who sees it (like "all visitors"), decide what happens when Fin can't answer, and push it live. It’s a good way to get started without getting lost in the weeds.

  • Advanced Setup (Workflows): For more fine-tuned control, you can add Fin as a step inside an Intercom Workflow. This is where you can get really fancy. You can build complex rules based on customer data (like their subscription plan), what they're asking about, or other triggers. For example, you could let Fin handle all "how-to" questions but send any "billing" questions straight to the finance team.

To pull off this kind of advanced automation, you have to get comfortable with Intercom's Workflows builder. It’s a seriously powerful tool, but it's also a big time commitment that pulls you deeper and deeper into their platform.

Pricing and limitations

Fin is a solid tool, but its pricing model and its tight relationship with the Intercom platform are two of the biggest things you need to consider before jumping in.

The pricing model explained

You can't just buy Fin on its own. First, you need a subscription to one of Intercom's base plans (Essential, Advanced, or Expert), which come with their own monthly costs, starting at $39 per user.

On top of that, Fin costs $0.99 for every resolution.

So, what exactly is a "resolution"? Intercom counts a resolution anytime a customer confirms their question was answered (by clicking a "that helped" button, for instance) or when they simply end the conversation without asking for a human. This is a pretty important detail, because it means you get charged even if the customer just got frustrated and left.

Hidden costs of per-resolution pricing

Paying per resolution might sound simple enough, but it comes with some business headaches you should be aware of.

  • Unpredictable Costs: Your support bill is going to be different every single month, depending on your ticket volume. A new product launch, a small bug, or a successful marketing campaign could send your question volume soaring, along with your bill.

  • It Penalizes Success: As your business grows, you'll have more customers, and Fin will help more of them. With this model, your costs go up right alongside that success. It creates a strange situation where you might actually think twice about automating more questions because you know it will cost you more.

  • Forecasting is a Nightmare: When your costs aren't fixed, it becomes incredibly difficult to predict your monthly support spending, which can make budgeting a real challenge.

This is a huge difference from the straightforward pricing you'll find with a platform like eesel AI. With eesel AI, you pay a flat, predictable fee each month or year based on a set number of AI interactions. There are no hidden per-resolution charges, so your costs stay stable and you're never punished for helping your customers effectively.

Ecosystem lock-in and implementation hurdles

When you commit to Fin, you're really committing to Intercom. The AI is built to work exclusively within the Intercom world. If your team ever decides to switch to another helpdesk like Zendesk or Freshdesk, you lose your entire AI setup. All the time and effort you put into building workflows and training the agent disappears, and you have to start all over again.

This makes it very difficult and costly to switch platforms later on, which limits your flexibility. You're not just buying an AI tool; you're buying into a walled garden.

A more flexible alternative: eesel AI

For teams who want powerful AI without the vendor lock-in and surprise bills, there’s eesel AI. It’s designed to be a flexible AI layer that plugs right into the tools you’re already using, giving you the best of both worlds.

Instead of locking you into one platform, eesel AI integrates with the helpdesk you already use, whether that's Intercom, Zendesk, Gorgias, or another. It connects all of your knowledge, not just what’s in your helpdesk, and has a refreshingly simple setup that lets you go live in minutes, not months.

Here’s a quick side-by-side look:

FeatureIntercom Fineesel AI
Pricing ModelBase Plan + $0.99 per resolutionFlat monthly/annual fee (no per-resolution charges)
Helpdesk IntegrationIntercom only (vendor lock-in)Plugs into Intercom, Zendesk, Freshdesk, & more
Knowledge SourcesIntercom KB, public URLsConnects all sources (Confluence, Google Docs, past tickets)
Setup & OnboardingDeep configuration in IntercomSuper self-serve, go live in minutes
Testing & SimulationTests within Intercom's environmentSimulates on thousands of past tickets for accurate forecasts

Is the Fin AI Agent in the Messenger the right choice for your team?

Fin is a powerful and tightly integrated AI agent. For teams that are fully bought into the Intercom ecosystem and are okay with its pricing model, it’s a very strong choice.

However, the per-resolution pricing, the risk of being locked into one vendor, and its limited access to knowledge outside of Intercom are real drawbacks for growing teams that need flexibility and predictable costs.

If you're looking for a more adaptable, transparent, and cost-effective AI solution that plays nicely with the tools you already have, it's worth exploring your options. See how eesel AI can help your support automation by starting a free trial or booking a demo today.

Frequently asked questions

The Fin AI Agent is Intercom's proprietary AI chatbot, integrated directly into their chat widget. Its primary function is to automate customer support by understanding questions, pulling answers from your knowledge base, and providing instant responses within the Messenger.

You can customize its avatar, name, welcome message, and the main button text ("Ask a question" versus "Contact support"). Fin also allows you to control the "AI Agent" label visibility and style the entire Messenger with your brand colors and logo.

It primarily learns from your Intercom Help Center articles, public web pages you designate, and uploaded documents. You can also provide "Guidance" to influence its tone and ensure adherence to company policies.

Fin requires an existing Intercom base plan. On top of that, it costs $0.99 for every "resolution," which is counted when a customer confirms their question was answered or ends the conversation without escalating to a human.

Key drawbacks include unpredictable costs due to its per-resolution model, which makes budgeting difficult and can penalize business growth. There's also vendor lock-in, meaning your AI setup is lost if you switch away from Intercom.

If Fin cannot find an answer or the customer explicitly requests it, it is designed to smoothly hand over the conversation to one of your human support agents.

Setting up Fin involves a "Train, Test, Deploy, Analyze" cycle. While a "Simple Deploy" option exists, achieving fine-tuned control and advanced automation often requires a significant time commitment to learning and configuring Intercom's Workflows builder.

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Stevia Putri

Stevia Putri is a marketing generalist at eesel AI, where she helps turn powerful AI tools into stories that resonate. She’s driven by curiosity, clarity, and the human side of technology.